Maximizing Credit Card Rewards and Black Travel Experiences
Credit Card Rewards
Credit cards are scary, especially for Black people, but they don’t have to be!
BlerdPoints was founded with the goal of educating Black Americans about the benefits of credit cards and strategies to benefit from them (no, running them up and dodging debt collectors is neither a strategy nor a benefit).
Why Credit Cards Exist
If you didn’t know, the primary goal of (most) reputable credit card issuers isn’t to get you to pay interest (not that they avoid that type or revenue). Credit cards charge merchants a fee, which is always passed onto customers; this usually includes those who pay with cash. These fees, known as “interchange fees” have created a billion-dollar industry; all credit card issuers want a slice of this pie. To achieve this, they try to incentivize people to use their cards via perks and rewards.
Our mission is to help Black travelers access these benefits, and ultimately, the world through credit card "hacks" that many can take advantage of.
Points and Miles
The most valuable things a good credit card offers is travel benefits. We’ll show you how to use credit card points and miles to explore the world for nearly free!
We’ll also show you how to access some unique benefits to help you travel in style!
Black Travel Experiences
We believe that by thoroughly documenting our travels and sharing our experiences, we can to give insight into what it's like to travel as a black person in different countries. We hope that this will inspire and empower others to do the same. Join us on our journey as we explore the world and discover new ways to maximize credit card rewards.
Black Representation
We strive to expand the Black-owned presence in a niche where we’re underrepresented, and turn a personal hobby into a resource for others to use.
*We do not work with any bank or credit card company, and are not compensated as affiliates. In other words, these are our bonafide opinions y’all!